Smart Driver

Drive sustainably and reduce the monthly comprehensive premium by up to 20%.

The Smart Driver app from Porsche Insurance is your companion on every kilometer of your journey. It not only helps you get to know your driving style better, drive more safely and protect the environment, but also save money! It records your driving behavior via GPS and translates it into a points system. If you drive carefully, your score will increase and you will benefit:

• Reduced insurance costs by up to 20% (with a score of 96 or more)

• Reduced CO2 emissions through sustainable driving

• Safer road traffic through proactive driving

• Getting to know your own driving style

• Collect points and redeem them for great prizes and raffles

• Win prizes through challenges

What benefits does the app have?

? As soon as you get into your car, open the app and activate recording via Bluetooth, your driving behavior is analyzed in terms of various parameters. If you always drive with foresight, your score will increase. If your score is between 96 and 100, you are guaranteed a 20% insurance reduction for the coming month.

? By driving carefully, you reduce the maintenance costs for your vehicle because it protects certain components of the car.

? There are monthly challenges for you throughout the year, giving you the opportunity to win great prizes.

? In the Goodie Store you collect points every week with your trips, which you can then redeem for the comprehensive range of attractive prizes such as cool merchandise from the VW Group brands or event tickets.

? At the same time, you help make road traffic safer and protect the environment. Because driving at high speeds leads to increased fuel consumption and vehicle wear. If you avoid such behavior, local CO2 emissions are also lower.

? You get an overview of all trips and valuable feedback for optimization using more detailed statistics.

? Regardless of whether you are a frequent driver or an occasional user, a motorway lover or a country road junkie - the app offers individual tips for even more safety and fun.

How does the Smart Driver app work?

After downloading and registering, you can get started.

Switch on Bluetooth & open the app: In order for your trips to count towards the premium reduction, there must be a Bluetooth connection to your vehicle.

Drive carefully & get the credit: The more carefully you drive, the higher your score will be. This means significant cost savings and an important contribution to safe traffic. A classic win-win situation.

For correct participation, at least 5 trips totaling more than 150 km must be recorded within three active weeks per month. The following parameters are evaluated:

• Compliance with the maximum permissible speed (outside Austria, 130km/h is the maximum speed)

• Acceleration

• Braking maneuvers

• Mobile phone use (calling / Swipe&Type)

• Cornering speed

How is the score calculated and when will I receive my premium reduction?

The overall score is calculated as follows:

Score / points credit*

96-100 20%

91-95 15%

86-90 10%

81-85 5%

0-80 0%

*retroactive premium credit

The booking is made between the 10th and 15th calendar day of the following month. You will receive the credit directly into your account. For amounts under EUR 3.00, the amount will be posted with the next prescription.

You can find more information about the app at: https://www.porschebank.at/versicherung/smart-driver

By downloading you agree to the data protection declaration and the terms of use (https://www.porschebank.at/versicherung/smart-driver/datenschutz).

What's New in the Latest Version 5.4.0